Personal Development

  Debt can feel like a heavy chain one that limits your freedom, drains your joy, and delays your God-given purpose. But as children of God, we are not called to live in financial bondage. Scripture offers timeless wisdom for breaking free from debt and stepping into true financial freedom. In this guide, we’ll explore practical, Bible-based steps that can help you get out of debt, stay out of debt, and honor God with your finances. 1. Acknowledge the Weight of Debt Proverbs 22:7 says, “The borrower is slave to the lender.” Debt is more than a financial issue—it’s a spiritual and emotional burden. Acknowledging this truth is the first step toward change. When you see debt as a limitation to your Kingdom assignment, you’ll be motivated to break free. Tip: Write down all your debts credit cards, loans, unpaid bills. Facing the numbers might be uncomfortable, but clarity is power. 2. Seek God’s Wisdom First Before diving into repayment strategies, take time to pray for ...

  Money is more than coins, notes, or numbers in a bank account. It carries emotions, memories, and even beliefs we learned long before we earned our first naira. For some, money feels like a trusted friend. For others, it’s a constant source of stress. If you’ve ever worried there won’t be enough, avoided checking your account balance, or felt guilty spending on yourself, then you may have an unhealthy relationship with money. The good news is that relationship can be healed. Today, let’s walk through the journey from scarcity to security so you can build not just wealth, but peace of mind. Step 1: Recognize Your Money Story Every one of us has a money story . It’s shaped by our upbringing, experiences, and even cultural messages. Ask yourself: How was money talked about in my home growing up? Was it a source of pride, tension, or silence? Do I see money as a tool, or as something that controls me? If your first reaction to money is fear or an...

  Managing money is a spiritual responsibility as much as it is a practical one. God has entrusted us with resources, and how we handle them reveals our stewardship, discipline, and faith. A godly budget is more than just tracking income and expenses it’s a plan that aligns your finances with God’s Word, helping you live wisely, give generously, and prepare for the future. In this article, we’ll explore what a godly budget is, why it matters, step-by-step guidance for creating one, and the life-changing benefits that come with it. What is a Godly Budget? A godly budget is a spending plan that reflects biblical principles such as stewardship, contentment, generosity, and wise planning. It is not simply about cutting expenses it’s about putting God first in your financial decisions. In Proverbs 21:5, the Bible says, “The plans of the diligent lead surely to abundance, but everyone who is hasty comes only to poverty.” Planning your finances with God in mind helps you avoid th...